Institutions

Income, Differentiation, Empowerment

  • Generate interchange from today's ACH transactions
  • Provide instant funds transfer services
  • Enable consumers to manage who can access their accounts

Businesses

Debit Card Speed, ACH Cost

  • Instant checking account verification and authorizations
  • Cardless - no need for credit or debit cards
  • Guaranteed good funds

Consumers

Your Money, Your Control

  • Transfer funds instantly
  • Create "virtual" accounts to use online
  • Take control over purchases/charges made against your account

Real-Time, Cardless Financial Network


24/7
availability

An Internet-based financial network must meet the demands of a 24/7 world. NetPayment makes it easy to move money every minute of the day, 365 days a year.

instant verification and funds confirmation

Verify a consumer's checking account exists or perform purchases, payments, or credits instantly. A confirmed transaction guarantees the funds will be delivered to the business or consumer.

guaranteed transaction delivery

Each transaction is carefully tracked to ensure that even if connectivity is lost during transmission, each request can be safely resubmitted without worries of duplication.

simple API integration or website plugin

NetPayment supports both direct integration for businesss and institutions with the means, and a simple plugin for business websites that need to support purchases or contributions with minimal technical support.

consumer-driven permissions

We are the first network to give consumers control over "who" can debit their checking accounts and for how much. Create virtual accounts and set max debit limits and frequencies of transactions by participating businesses for TRUE consumer protection.

security at rest and on the move

Every transaction is encrypted across our entire network. Every byte of data is stored using the latest security standards and compliance. Our primary responsibility is protecting our most important asset: YOU.